Terms and condition

RS Finance Terms of Use

1. Agreement and Acceptance

1.1. These Terms of Use ("Terms") apply to your access and use of RS Finance's services, and website.  Using our Website, you acknowledge that you have read, understood, and agree to accept these Terms.

1.2. These Terms should be read with our Privacy Policy, which explains how we collect, use, and protect your personal information.

1.3. RS Finance reserves the right to modify these Terms at any time. 

 2. User Representations and Warranties

2.1. You confirm that you are above  18 years old , an Indian resident, and legally competent to enter into binding agreements.

2.2. You warrant that all information provided to RS Finance is true, accurate, and complete.

2.3. You acknowledge that RS Finance relies on the information you provide to assess your eligibility for financial products and services.

3. Information Collection and Use

3.1. RS Finance collects information through various channels via E-mail, Telecommunication or online forms etc 

3.2. We use your information to:

   - Process loan applications and financial requests

   - Verify your identity and prevent fraud

   - Improve our services and user experience

   - Comply with legal and regulatory requirements

3.3. You authorize RS Finance to share your information with authorized third parties as necessary to provide our services.

4. Fees and Payments

4.1. RS Finance may charge fees for certain services, which will be clearly communicated to you before any transaction.

4.2. You are responsible for all fees associated with your use of our services. 

5. Communication Preferences

5.1. By using our Website, you consent to receive communications from RS Finance via email, SMS, phone calls, or other electronic means.

5.2. You may opt out of promotional communications 

 6. Service Limitations

6.1. RS Finance strives to provide uninterrupted service, but we cannot guarantee continuous or error-free operation/process.

6.2. We reserve the right to suspend or terminate services if necessary for maintenance, security reasons, or compliance with legal requirements.

 7. Disclaimers

7.1. RS Finance provides its services on an "as is" and "as available" basis without warranties of any kind.

7.2. We do not guarantee that our services will meet your specific requirements or expectations.

9. Indemnity

9.1. You agree to indemnify RS Finance against any claims, damages, or losses arising from your misuse of our services, violation of these Terms, or any fraudulent activities conducted through your account.

10. Governing Law and Dispute Resolution

10.1. These Terms are governed by the laws of India.

10.2. Any disputes arising from these Terms will be resolved through mediation and, if necessary, arbitration in accordance with Indian legal procedures.

11. Changes to Terms

11.1. RS Finance may update these Terms periodically. We will notify you of material changes through our Platform.

11.2. Your continued use of our services after changes are posted constitutes acceptance of the revised Terms.

-12. Privacy Policy Integration

12.1. Our Privacy Policy forms an integral part of these Terms and explains in detail how we handle your personal information.

12.2. Please review our Privacy Policy regularly for updates on our data practices.

RS Finance is committed to providing transparent and fair financial services while maintaining the highest standards of security and customer care.