Business Loan | rsfinance

Key benefits

Predictable cash flow—fixed EMI means no interest rate shocks.

Asset freedom—keep property pledged elsewhere; your business collateral stays untouched.

Asset freedom—keep property pledged elsewhere; your business collateral stays untouched.

Asset freedom—keep property pledged elsewhere; your business collateral stays untouched.

Asset freedom—keep property pledged elsewhere; your business collateral stays untouched.

Asset freedom—keep property pledged elsewhere; your business collateral stays untouched.

Immediate liquidity – pay vendors, staff, or seize bulk-order discounts without cash-flow stress.

A credit boost every EMI paid on time increases CIBIL score, might unlock bigger limits & lower rate

A credit boost every EMI paid on time increases CIBIL score, might unlock bigger limits & lower rate

A credit boost every EMI paid on time increases CIBIL score, might unlock bigger limits & lower rate

A credit boost every EMI paid on time increases CIBIL score, might unlock bigger limits & lower rate

A credit boost every EMI paid on time increases CIBIL score, might unlock bigger limits & lower rate

Requirements—Detailed

Documentation Required

Promoter / Personal Eligibility

Documentation Required

1. Business Registration & Identity
• GST Registration Certificate &
Udyam Registration

• PAN card of the firm/company

• Bank Statement: 12-month statement.

2. Financial Statements Like
• P&L & Balance Sheet coi
• Income Tax Returns

Business requirements

Promoter / Personal Eligibility

Documentation Required

Business— ≥ 2 years in the same line of business
Annual Turnover Above ₹20 Lakh.
Entity Type: Proprietorship, Private Limited, Partnership.
Active GST.

Promoter / Personal Eligibility

Promoter / Personal Eligibility

Promoter / Personal Eligibility

Age 21–65 years at loan maturity.
Credit Score ≥ 700
Nationality: Indian citizen
KYC - PAN, Aadhaar, address proof, 2 photographs